Education Financing Options at Atria University
Powered by GrayQuest Making quality education accessible and affordable through flexible financing solutions tailored to meet diverse financial needs.
Up to 100% loan coverage with 15+ banking partners and flexible repayment options.
Short-Term EMI Option
Convert Your Fees into Easy Monthly Payments
GrayQuest enables students and parents to convert annual academic fees into manageable monthly EMIs—directly through the university's payment portal.
View More DetailsKey Features
Convert fees into up to 12 EMIs
Applicable for both Tuition & Hostel fees
No paperwork, no collateral required
100% digital and quick processing
Benefits for Students & Parents
NO Paperwork
Simple and hassle-free process
NO Collaterals
No security required
NO Physical Documentation
Completely digital
100% Digital
Apply from the comfort of your home
Quick Disbursement
Within 2 days (subject to EMI process completion)
Up to 12 EMIs
Flexible repayment options
How to Apply in Simple Steps
Get started in just 4 easy steps
Log on to your Payments / ERP Portal
Select GrayQuest in the Payments Section
Choose the EMI Option
Submit your form and follow the instructions
Long-Term Education Loans
Flexible Financing for Your Academic Journey
Through GrayQuest, students can access customized education loans from leading financial institutions designed to cover the full cost of education with structured and flexible repayment options.
Loan Details
Loan Amount
Up to ₹50 Lakhs (unsecured); ₹2 Crores (secured)
Interest Rate
Starting from just 8.50% per annum
Loan Tenure
Up to 15 years (including moratorium period)
Moratorium Options
Available
Pre-Admission Sanction
Available
Loan Purpose
Tuition fees, living expenses, travel, books, etc.
Benefits for Students & Parents
Comprehensive support throughout your education journey
Guaranteed loan facilitation from one of our trusted partners
Moratorium options for reduced financial burden during study
Smart student-to-lender matching to maximize approval
Flexible repayment plans based on student and co-applicant income
Fully digital application process
Quick approvals and disbursals
Need Help? Contact GrayQuest
Why Take an Education Loan?
Invest in your education today, repay when you're placed tomorrow
Preserve Family Savings
Don't drain your family's hard-earned savings. An education loan lets you invest in your future while keeping your family's financial security intact.
Tax Benefits Under 80E
Repayments on education loans qualify for income tax deductions under Section 80E — reducing your tax burden once you start earning.
Build Credit History Early
Timely repayment of your education loan helps you build a strong credit score before you even begin your professional career.
Moratorium Period
Most education loans offer a repayment holiday during your study period plus 6–12 months after graduation so you can focus on learning.
Education Loan Eligibility Criteria
Education loans for Atria University are available to Indian nationals who have received an official offer of admission. Most banks consider the student as the primary borrower with a parent or guardian as co-borrower.
Download Loan ChecklistBasic Requirements
- Indian National (resident or NRI)
- Confirmed admission offer from Atria University
- Age: 18 years and above (or parent as co-borrower)
- Academic record from Class 10 & 12
- Co-borrower with stable income (parent/guardian)
- KYC documents of student and co-borrower
- Proof of admission / fee structure letter
- Bank statements for the last 6 months (co-borrower)
How to Apply for an Education Loan
A simple 6-step process to secure your education financing
Receive Admission Offer
Secure your seat at Atria University by completing the 3-stage admissions process.
Get Fee Structure Letter
Request the official fee structure letter from the Office of Admissions — required by banks.
Choose Your Bank
Contact our Financial Aid office to explore which banking partner suits your needs best.
Submit Loan Application
Apply directly with the bank. Provide all required documents for student and co-borrower.
Loan Sanction & Disbursal
After verification, the bank sanctions and disburses the loan directly to Atria University.
Begin Repayment Post-Study
Enjoy the moratorium period during your studies. Repayment begins after course completion + 6–12 months.
Don't Let Finances Hold You Back
Our Financial Aid office is here to help you navigate education loans, scholarships, and financial aid — so you can focus on building your future at Atria University.